Employing competitive intelligence to enhance the financial efficiency of Islamic banks: A sample study of the Iraqi Islamic banking sector

The purpose of the study is to know the role of competitive intelligence represented by the processes (planning, compiling, analysis, publishing) owned by the cadres of the Kurdistan Islamic Bank of the Iraqi Islamic banking sector to support and enhance the financial efficiency The researcher relied on the questionnaire as the main tool to collect the necessary and necessary data to achieve its goal, in addition to for financial reports related to the bank under study. 55 questionnaires were distributed to determine the level of availability of competitive intelligence processes and financial efficiency indicators, and 44 questionnaires were retrieved, in addition to that a set of statistical methods were used, such as the weighted arithmetic mean, standard deviation, the simple Spearman correlation coefficient, and the simple and multiple regression coefficients. The results of the study showed In the presence of a positive correlation with statistical significance between the competitive intelligence and the financial efficiency of the sample surveyed, the study also showed a direct influence relationship between the competitive intelligence and the financial efficiency of the sample researched, and the study came out with a set of recommendations, perhaps the most prominent of which is the necessity for the bank management to activate the research and development activity and support the creative ideas of its members to lend an advantage to its final output, And the need to develop service operations provided by the current bank, as well as to develop effective programs and measures of performance to distinguish efficient and ineffective businesses.